:root {
  --navy: #143052;
  --ink: #172033;
  --muted: #5f6d80;
  --blue: #4f789f;
  --gold: #c9a962;
  --surface: #f5f7fa;
  --line: #dce3eb;
  --white: #fff;
  --container: 960px;
  color-scheme: light dark;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); font-family: Inter, Arial, sans-serif; line-height: 1.72; }
a { color: inherit; }
.skip-link { position: fixed; left: 12px; top: -100px; z-index: 99; padding: 10px 14px; color: #fff; background: var(--navy); }
.skip-link:focus { top: 12px; }
.container { width: min(calc(100% - 36px), var(--container)); margin-inline: auto; }
.site-header { position: sticky; top: 0; z-index: 10; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); backdrop-filter: blur(12px); }
.header-inner { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { min-height: 56px; display: inline-flex; align-items: center; gap: 9px; text-decoration: none; }
.brand-symbol { position: relative; width: 50px; height: 50px; flex: 0 0 50px; }
.brand-symbol img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: contain; transition: opacity .24s ease, transform .28s cubic-bezier(.22,1,.36,1); }
.brand-symbol-closed { opacity: 0; transform: scale(1.78) rotate(-2deg); }
.brand-wordmark { height: 27px; display: inline-flex; align-items: center; gap: 4px; transition: transform .28s cubic-bezier(.22,1,.36,1); }
.brand-wordmark img { display: block; width: auto; height: 100%; }
.brand:is(:hover, :focus-visible) .brand-symbol-open { opacity: 0; transform: scale(.9) rotate(2deg); }
.brand:is(:hover, :focus-visible) .brand-symbol-closed { opacity: 1; transform: scale(2.12) rotate(0); }
.brand:is(:hover, :focus-visible) .brand-wordmark { transform: translateX(2px); }
.nav { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 10px 22px; color: var(--navy); font-size: .8rem; font-weight: 800; }
.nav a:hover, .nav a[aria-current="page"] { color: var(--blue); }
.hero { padding: 80px 0 56px; background: linear-gradient(180deg, #eef4fa, #fff); }
.eyebrow { display: block; margin-bottom: 12px; color: var(--blue); font-size: .75rem; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
h1, h2, h3 { color: var(--navy); line-height: 1.16; }
h1 { max-width: 760px; margin: 0; font-family: Georgia, serif; font-size: clamp(2.2rem, 6vw, 4rem); }
h2 { margin: 0 0 16px; font-family: Georgia, serif; font-size: clamp(1.6rem, 4vw, 2.35rem); }
h3 { margin: 26px 0 8px; font-size: 1rem; }
.lead { max-width: 720px; margin: 20px 0 0; color: var(--muted); font-size: 1.06rem; }
.content { padding: 68px 0 92px; }
.document { display: grid; gap: 28px; }
.panel { padding: clamp(24px, 5vw, 42px); background: var(--surface); border: 1px solid var(--line); border-radius: 10px; }
.panel p:first-of-type { margin-top: 0; }
.panel p:last-child { margin-bottom: 0; }
.panel ul { margin: 12px 0 0; padding-left: 22px; }
.panel li + li { margin-top: 9px; }
.panel a { color: #315f89; font-weight: 800; text-decoration: underline; text-underline-offset: 3px; }
.notice { padding: 22px 24px; border-left: 4px solid var(--gold); background: #fffaf0; }
.review { color: var(--muted); font-size: .82rem; }
.site-footer { padding: 34px 0; color: #b9c7d8; background: #0b2039; }
.footer-inner { display: flex; justify-content: space-between; gap: 26px; }
.footer-links { display: flex; flex-wrap: wrap; gap: 10px 20px; font-size: .78rem; font-weight: 800; }
@media (max-width: 720px) {
  .header-inner { padding: 12px 0; align-items: flex-start; }
  .brand { gap: 7px; }
  .brand-symbol { width: 42px; height: 42px; flex-basis: 42px; }
  .brand-wordmark { height: 22px; }
  .nav { display: grid; gap: 7px; text-align: right; }
  .hero { padding: 54px 0 42px; }
  .content { padding: 44px 0 68px; }
  .footer-inner { display: grid; }
}
@media (prefers-color-scheme: dark) {
  body { color: #d8dde6; background: #0d0f13; }
  .site-header { background: rgba(13,15,19,.96); border-color: rgba(255,255,255,.1); }
  .brand { padding:4px 8px; background:#f6f9fc; border-radius:8px; }
  .nav, h1, h2, h3 { color: #f0ede8; }
  .hero { background: linear-gradient(180deg, #161a22, #0d0f13); }
  .lead, .review { color: #aeb8c7; }
  .panel { background: #161a22; border-color: rgba(201,169,98,.14); }
  .panel a { color: #9fc4e8; }
  .notice { background: #1c1a14; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .brand-symbol img, .brand-wordmark { transition: none; }
}